While our world has slowed due to COVID-19, it has not stopped. Property losses continue to occur and more are to come with hurricane season soon to begin. The panel will address the handling, adjustment, and valuation of in progress, non-COVID-19 business interruption claims and future non- COVID-19 property claims. This topic will also delve into the challenges of measuring lost revenue as complicated by the reality that many businesses are shuttered and supply chains are disrupted. The panel will then address what the insurance industry will face as we enter hurricane season while the U.S. is reopening and is at risk of a second wave of COVID-19 spread in fall 2020.
COVID-19 information (and misinformation) is nearly as ubiquitous as the virus itself. Media coverage makes every new observation, research finding, or data point seem critical. Physicians and scientists often seem to contradict one another and even themselves. So, how do you sort out what's important without becoming overwhelmed? Dr. Mitch Garber, a preventive medicine physician and engineer, helps cut through the baffling, often biased media coverage and politics to focus on what the science actually means. He will share basic background on the disease, how it is spread, where we are right now, what the future may hold, and where to get accurate information.
When primary and excess carriers work together, they can often achieve better claim outcomes. This program will explore how carriers can work together, what duties they owe to each other, and when or if those duties may shift. It will also address when limits should be tendered, the effect of tendering limits, how different jurisdictions treat tenders in the context of the duty to defend, pre/post judgment interest issues, and dealing with disputes over coverage positions.
This presentation covers electrical fire investigation and how the latest smart home product data can assist in fire investigations and its potential to defend losses. All information regarding the fire scene is crucial to the investigator, and smart home information is often overlooked. This presentation provides an overview of what smart home information is potentially available and how it can be applied to an investigation. Common smart home products are identified and their potential applications in fire investigation are explained. Case studies will be provided. Question and answer periods will be provided during and after the presentation.
Law enforcement non-firearm, temporal arrest-related deaths (ARDs) occur, on average, fewer than once during the careers for all involved, including the medical examiner (ME)/forensic pathologist (FP). Specific ARD causal elements often have very high learning obstacles. In these rare incidents, law enforcement and ME investigators, and MEs/FPs often make significant errors. The ME/FP conclusions are often improperly conflated and acted upon. In very rare such ARDs, these errors initiate a domino effect foreseeably resulting in very negative consequences for law enforcement. This program presents examples of such rare events and guidance in ARD investigations and ME/FP reporting on avoiding such unjust consequences.